SMELOAN.in is a loan Consultation and loan syndication services venture focused on MSMEs.
The path of MSME entrepreneurship is highly challenging. There is always a shortage of resources. Everything of it comes with a price tag. Hence, the shortage of funds restricts the growth of MSME units.
We understand the value of your ‘Time Beyond Just Money’.
Finance is one of the most vital components of the business. We perfectly understand that the timely availability of funds enables you to execute your plan/s without stress and brings you closer to the path of success. Therefore, our thoughtfully set systems and protocols enable us to conduct the loan process smoothly and on time.
We Dive Deep
Whether big or small, to process any loan, it is imperative to look at all the facets of the client/ business profile. Just like the pearl divers dive-deep in the water for pearl, we study client profiles in-depth manner.
We understand the critical points like
- Business activities & plans of the entity
- Debtor & Creditor Cycle
- End Use of the Funds
- Short or Long-Term Requirement of funds
- Repayment Capacity
- Past Credit History of Promoters & Credit Rating of Entity
- Due Diligence as per Credit point of view
- Post this analysis, we discuss the roadmap for the loan process and execute the same.
Our Objective
There are two primary objectives of SMELOAN.in
- Be it a consultation or loan application submission and approval, giving utmost justice to our clients through our services .
- Try to reduce the finance cost wherever and in whichever ways possible so the burden of the higher rate of interest and eventually more amount in EMI can be saved .
Why SMELOAN.in?
- Knowledge, experience, and the right approach towards MSME loans.
- Dive Deep approach to understand the critical aspects of the business entity to map the same with the suitable loan option/s .
- Robust system and process in place to find the possible gaps and take corrective actions to avoid the loan rejection.
- Strict adherence to the financial and legal due diligence .
- Affiliations with the 45 financial institutes across the sectors i.e., Public Sector Banks, Private Sector Banks, Co-operative Banks, MNC Banks, and Non-Banking Financial Companies .
- Comprehensive portfolio of 13 loan products caters to the various purposes of the funds like working capital, margin money, collateral-free loans, bridge funding for the new ventures or the existing business expansion, etc. Thus, be it instant funds, short-term, or long-term funds requirements, SMELOAN.IN help you at every stage of the business.
- Reliable service and support during and after the loan process .
- Cost-effective and simple charges structure .
About Founder
SMELOAN.IN is incorporated by Mr. Sandesh Chikne. He is a commerce graduate and an ex-banker. He has served various Private and MNC banks in diverse roles. His overall experience in MSME Loan Consultation and Syndication is more than 15 years. He is a soft-spoken and pleasing personality.
His primary objective is to offer maximum benefits to clients through his service rather than having just a transactional approach. Helping MSME Entrepreneurs is a passion for him. He has helped many MSME Entrepreneurs across the industries to achieve their objectives and realise their dreams.